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127 Cypress Pond Rd, Port Orange, FL 32128
3 beds · 2 baths · 1,426 sqft
Don't miss this 3 bedroom 2 bath home in Summer Trees West a 55+ community. The home features great curb appeal, and a fabulous covered and screened in front porch space. This awesome abode features a beautifully maintained interior that was designed for gatherings and casual entertaining. The layout of this home includes a kitchen with gorgeous granite countertops, stainless steel appliances, breakfast bar, and large living and dining area. The enclosed Florida room offers extra living space. When night falls enjoy a master suite with walk-in closet and ensuite bath. The 2 guest bedrooms share a full guest bath. Outside, the property offers a fenced yard and shed for storage. Best of all, buyers will have peace of mind with a NEWER ROOF (2021), the washer and dryer are 1 year old, and the stove, microwave, and dishwasher are less than 2 years old. Here, the monthly HOA fee covers cable, internet, lawn care, common area maintenance, and a sparkling community pool. You won't have to drive far to enjoy a fabulous Florida lifestyle since this great home is situated in the heart of Port Orange where you'll enjoy easy access to the Pavilion, grocery stores, popular restaurants, shopping spots, entertainment options, and the beach. It's also situated near I-95 and I-4, offering easy access to popular hotspot destinations like historic St. Augustine, the Cape Canaveral space coast, and the world-famous amusement parks of Orlando. Schedule your showing today and this charming property could soon be YOURS!
Source: STELLAR #V4943112
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #V4943112
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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