Welcome to Gran Paradiso, one of Wellen Park's most sought-after gated communities, where Tuscan-inspired architecture, lush tropical landscaping, and world class amenities create a true resort-style lifestyle. From the moment you arrive, this beautifully maintained 4 bedroom, 3 bathroom residence impresses with its Mediterranean tile roof, manicured landscaping, and elegant paver driveway. Inside, a thoughtfully designed open concept floor plan offers the perfect blend of sophistication, comfort, and functionality. At the heart of the home, the spacious kitchen is designed to gather family and friends, featuring granite countertops, white cabinetry, stainless steel appliances, pendant lighting, a center island with sink, and breakfast bar seating. The kitchen flows seamlessly into the dining and living areas, creating an inviting space for both everyday living and entertaining. A charming built-in bar nook with exposed brick accents adds warmth and character, making hosting effortless. The main level also features a private home office behind elegant French doors, a guest bedroom and full bathroom ideal for visitors, and a beautifully appointed laundry room complete with custom wood shelving. Upstairs, a spacious bonus loft provides flexible living space that can serve as a media room, playroom, second family room, or home gym. The generous primary suite offers a peaceful retreat with preserve views and a spa-inspired ensuite featuring dual vanities, a soaking tub, and a separate walk-in shower. Additional bedrooms provide plenty of room for family, guests, or hobbies. Throughout the home, luxury vinyl plank flooring, crown molding, tile flooring in the main living areas, and abundant natural light create a bright and welcoming atmosphere. Step outside to the screened lanai, where you'll enjoy a private backyard setting surrounded by mature tropical landscaping and tranquil preserve views the perfect place to relax, dine outdoors, or enjoy Florida's beautiful year round weather. Beyond the home, Gran Paradiso offers an unmatched amenity package designed to elevate everyday living. Residents enjoy a grand clubhouse, resort style pool, state-of-the-art fitness center, full service spa, tennis and pickleball courts, playground, scenic walking and biking trails, a full calendar of community activities and events, and lawn mowing services included. Conveniently located within Wellen Park, you're just minutes from Downtown Wellen, CoolToday Park, championship golf, dining, shopping, and the Gulf Coast's renowned beaches. This exceptional home combines elegant design, versatile living spaces, and resort-inspired amenities in one of Southwest Florida's most desirable communities.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
