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12531 Midpointe Dr, Riverview, FL 33578
4 beds · 2 baths · 1,936 sqft
SELLER MOTIVATED!!! Welcome to South Pointe – Pond Views, Prime Location & Pure Comfort! This move-in ready 4-bedroom, 2-bathroom home with a 2-car garage offers the perfect blend of function and relaxation—with a fully fenced backyard and serene pond views you’ll never tire of. Step through the front door and be greeted by open formal living and dining spaces, ideal for entertaining or simply enjoying everyday life in style. The home’s thoughtfully designed split floor plan provides the perfect balance of togetherness and privacy. At the heart of the home, the spacious kitchen is complete with a large pantry, ample cabinet storage, and a functional layout that overlooks the family room—perfect for staying connected while cooking or hosting. The owner’s suite is generously sized and features a walk-in closet, dual vanities, a large soaking tub, and a separate walk-in shower for ultimate relaxation. Off the family room, you’ll find three additional bedrooms and a second bathroom, offering flexibility for guests, a home office, or a growing family. Enjoy the convenience of an indoor laundry room, making everyday chores a breeze. Experience true indoor-outdoor living with a large screened-in lanai—ideal for BBQs, relaxing evenings, or your morning coffee with a peaceful water view. The fully fenced backyard offers both privacy and natural beauty, making it perfect for pets, play, or simply unwinding. South Pointe offers more than just a home—it’s a lifestyle. The community features two swimming pools, a park, playground, basketball court, and even a wide open field—great for soccer, picnics, or letting the kids run free. And with NO CDD fees, you’ll enjoy affordable living with top-tier amenities. Located just minutes from Highway 301 and I-75, you’ll have easy access to Tampa, MacDill AFB, Sarasota, and all the shopping, dining, and entertainment you could need. Don’t miss your chance to own a move-in ready home with picturesque pond views and a location that truly has it all. Schedule your private showing today!
Source: STELLAR #TB8378345
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8378345
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.