Welcome to a truly refined offering in the heart of Fort Hunt where timeless design, thoughtful upgrades, and a warm, family-friendly lifestyle come together effortlessly. Built in 2015 by NDI as part of their coveted Estate Series, this exceptional residence has been beautifully enhanced over time, blending quality craftsmanship with modern livability. Sited on a picturesque half-acre along a quiet, tree-lined street, the setting is as inviting as the home itself, just minutes to Hollin Hall Shopping Center and within the beloved Waynewood Elementary district. Inside, nearly 5,600 finished square feet unfold across three thoughtfully designed levels. The main level balances elegance and ease, featuring formal living and dining rooms for special gatherings, while the heart of the home is the open-concept kitchen and dramatic two-story family room—anchored by a striking stacked stone Astria gas fireplace. Whether hosting holidays or enjoying a cozy evening in, this space was designed to bring people together. A rare main-level bedroom offers flexibility for guests, multigenerational living, or a private office, while both a front and rear staircase add everyday convenience and charm. Upstairs, the primary suite is a true retreat, complete with a sitting room and a custom-designed walk-in closet that feels as elevated as it is functional. Three additional bedrooms include a well-appointed shared bath and a private ensuite, offering comfort and space for everyone. The recently finished lower level expands the home’s versatility with a recreation room, media space, gym, game area, full bath, and an additional legal bedroom, perfect for guests or extended stays. Outdoor living is just as inviting, with a Trex deck overlooking mature landscaping and a spacious backyard ready for play, entertaining, or quiet evenings under the trees. Additional highlights include a three-car garage with EV-ready capability and a functional mudroom/laundry area just off the garage, designed for the rhythm of daily life. Located steps to the GW Parkway, bike paths, walking trails, parks, and the Potomac River. Minutes from Old Town Alexandria and Mount Vernon, Fort Belvoir, The Pentagon, Huntington Metro, National Airport, and DC. This is more than a home, it’s a place to grow, gather, and create lasting memories in one of Alexandria’s most cherished communities.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
