Welcome to luxury living in the highly sought-after Wolf Creek Country Club Golf Community! Perfectly situated on a private cul-de-sac lot of over half an acre, this beautifully updated 5-bedroom, 4-bath home backs directly to the Wolf Creek Golf Course and offers the perfect blend of elegance, comfort, and convenience. From the moment you arrive, you'll appreciate the impressive curb appeal and fresh interior and exterior paint. Step inside to soaring cathedral ceilings, an abundance of natural light, dual staircases with elegant iron railings, and an open-concept floor plan designed for both everyday living and effortless entertaining. The spacious formal living and dining rooms provide the perfect setting for hosting guests, while the expansive kitchen features an oversized island, abundant counter space, and seamless flow into the main living areas. The luxurious owner's suite is a true retreat, offering a generous walk-in closet, spa-inspired bath with a jetted soaking tub, oversized shower, and stunning dual vanities. New carpet and luxury vinyl plank flooring throughout make this move-in-ready home feel fresh and inviting. The large daylight walk-out basement is unfinished, providing endless opportunities to create additional living space, a home theater, gym, or in-law suite tailored to your needs. Step outside to the updated back deck and enjoy your morning coffee while overlooking the private backyard and picturesque golf course views. Whether relaxing or entertaining, this outdoor space offers the perfect setting. Residents of Wolf Creek Country Club enjoy outstanding amenities, including a championship golf course, swimming pool, tennis courts, playground, clubhouse, sidewalks, and a vibrant community atmosphere. Ideally located just minutes from Camp Creek Marketplace, you'll have convenient access to Target, Starbucks, popular restaurants, shopping, and Hartsfield-Jackson Atlanta International Airport, with easy access to downtown Atlanta. Outdoor recreation is nearby with the Wolf Creek Library, Wolf Creek Amphitheater, and additional golf courses, all while being located within the highly regarded Westlake High School District. This exceptional home combines luxury, space, and an unbeatable location-don't miss the opportunity to make it yours!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
