Spacious 4 Bedroom Home in 78253 with Study, Game Room & Modern Updates - Room to Live, Work & Play. Step into a 2947 sq ft of comfortable, flexible living in one of West San Antonio's most desirable areas ranked one of the Top Five Friendliest Places to Live in San Antonio, Texas (2026) by Nextdoor. This spacious 4 bedroom home blends openness, privacy, and modern upgrades with multiple living spaces designed for today's lifestyle. The main level features a bright, open floor plan with a generous living area, a dedicated dining space, and an optional study/den ideal for working from home. The kitchen flows seamlessly into the living room and now includes newly refinished butcher block countertops, adding warmth and Texas character to the heart of the home. A beautifully renovated bathroom brings a fresh, updated feel, while the home's major systems have been thoughtfully improved for peace of mind. Enjoy a new whole home water filtration system, a newly serviced and updated AC unit, and updated fascia around the home, reflecting consistent care and maintenance. Upstairs, a huge game room offers the perfect second living area, media room, or play space. The oversized primary suite includes a large walk in closet and a comfortable ensuite bath with both a soaking tub and separate shower. Three additional bedrooms provide plenty of space for family, guests, or hobbies. Step outside to a covered patio overlooking a private backyard perfect for weekend grilling, gatherings, or quiet evenings at home. Located in a well kept community with convenient access to Alamo Ranch, The Shops at Dove Creek shopping centers, dining, JBSA- Lackland, and top commuter highways 1604, 151, and 90, and is just minutes from SeaWorld, and Northwest Vista College, this home delivers space, comfort, and value in a fantastic location. With fresh pricing, thoughtful upgrades, and an open, versatile layout, this home is ready to welcome its next owner. Schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
