$10,000 Seller Concession Offered! Discover a rare opportunity in Canterberry Crossing, one of Parker’s most prestigious master-planned golf course communities. This spacious 3-bedroom, 3-bathroom home with a generous loft offers sweeping golf course views, mature landscaping, and thoughtful updates in a true turnkey package. From the private deck and beautifully landscaped yard with mature trees, enjoy peaceful mornings and Colorado sunsets overlooking the golf course. Abundant natural light fills the home as brand-new carpet and tile flow throughout. The kitchen features new stainless steel appliances installed within the last two months. The primary suite offers a nicely updated bath with double vanity, separate glass shower, and soaking tub, plus a massive walk-in closet. The spacious loft provides flexible space for a home office, playroom, or additional seating. The 3-car finished garage adds excellent functionality, while the blank-canvas basement offers a rare opportunity to customize and add long-term value. Solar power enhances efficiency. Buyers benefit from a generous $10,000 seller concession toward prepaids, closing costs, or rate buydowns with lender approval. When financing with the preferred lender, an additional $5,000 is available toward a rate buydown or 1-0 buydown — meaningful financial flexibility that stands out in Canterberry Crossing. Enjoy the highly sought after Douglas County schools, including Frontier Valley Elementary, Cimarron Middle School, and Legend High School, along with parks, trails, the community pool, and convenient access to historic downtown Parker. This Canterberry Crossing home delivers exceptional outdoor living, modern updates, and real buyer advantages in one move-in-ready package. Schedule your private showing today to experience this rare combination of golf course views, recent updates, and strong buyer incentives.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
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