Welcome to your slice of paradise in the highly sought-after Gateway community! This stunning lakefront residence in the gated enclave of Fairway Isles offers the ultimate combination of elegance, comfort, and worry-free living. Featuring 3 bedrooms, 2 bathrooms, and nearly 2,000 square feet of beautifully updated living space, this home is designed to impress from the very first glance. Outstanding curb appeal sets the tone with a brand NEW 2025 roof, freshly painted exterior, lush tropical landscaping, a stone paver driveway, arched entryway, and a striking NEW front door—all complemented by a timeless tile roof. Step inside and experience an airy, light-filled interior highlighted by soaring 10-foot ceilings, crown molding, and an open-concept layout that perfectly captures the essence of Southwest Florida living. The home boasts tile flooring in the main living areas and baths, with plush carpeting in the bedrooms for added comfort. The updated kitchen and living spaces shine with quartz countertops, NEW appliances, modern lighting, and custom window treatments, creating a stylish and functional space ideal for both everyday living and entertaining. Peace of mind comes standard with impact windows at the front, accordion shutters at the rear, and automatic storm protection at the entry. The enclosed lanai is a true retreat, featuring tinted windows, pull-down shades, and an electric hurricane shutter—perfect for relaxing while enjoying serene lake views in any season. Step outside to the extended brick paver patio, ideal for outdoor dining, grilling, or simply soaking in the Florida sunshine. The spacious primary suite offers a private escape with dual vanities, a soaking tub, walk-in shower, and direct access to the lanai—perfect for starting or ending your day in tranquility. Additional highlights include a beautifully finished epoxy garage floor, overhead storage, and a welcoming family room designed for gathering and entertaining. Residents of Fairway Isles enjoy 24-hour gated security and access to The Club at Gateway, where optional memberships provide world-class amenities including championship golf, a resort-style pool, tennis, fitness center, dining, and an active social calendar. Ideally located near RSW International Airport, JetBlue Park, I-75, and a wide array of shopping and dining options, this home offers both convenience and luxury. Whether you’re searching for a full-time residence, seasonal getaway, or investment opportunity, this exceptional property delivers the Florida lifestyle you’ve been dreaming of. Schedule your private showing today and experience it for yourself!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
