OPEN HOUSE SATURDAY 1:00 PM - 3:00 PM Welcome to 11905 Bizet Ct, Fort Washington, MD 20744—this well-maintained, beautiful home combines comfort, versatility, and impressive upgrades throughout. You’ll love the layout, featuring 3 bedrooms and 2 full baths on the main level, plus an additional 2 bedrooms and 1 full bath on the lower level—perfect for guests, a home office, or multi-generational living. The welcoming sun room on the main level sits off the dining room, and the lower level features a cozy wood-burning fireplace for year-round ambiance. Step inside to find low-maintenance wood laminate and sturdy ceramic tile flooring throughout. Enjoy energy efficiency and natural light with solar panels and triple-pane windows. The home also includes standout perks you’ll actually use every day, including a premium French-door refrigerator, all window dressings, and a built-in Vivint security system for added peace of mind. Outdoor living is a highlight here, too—relax in the spacious sun room and enjoy easy flow to the backyard. With solar shades and heating and cooling systems in the sun room, you can enjoy this space comfortably in every season. Move-in ready and beautifully upgraded, this gem won’t last—schedule your tour today! Property is conveniently located approximately 5 miles to National Harbor and MGM. Off the Potomac River, you’ll enjoy easy access to Andrews Air Force Base, Bolling Air Force, Washington, DC, and Alexandria. Two-car parking note: while the home has a one-car garage, two cars can fit in the garage. The driveway can accommodate three cars. ## Upgrades and Features Sunrun Solar Panels (lease transfer available) Solar Shades in Sunroom and Family room HVAC in Sunroom Black chain link fenced backyard with two separate entrances Low-maintenance stairs leading from Sunroom to backyard Low-maintenance medium gray wood laminate floors on upper level Low-maintenance ceramic tile flooring entire lower level and foyer 3 carpeted bedrooms on upper level 2 ceramic tile floors in bedrooms on lower level White lattice trim with gate surrounding space below Sun Porch for extra storage Triple-paned windows throughout, including bay windows on upper level living room and lower level family room Wood-burning fireplace on lower level Remodeled kitchen with stainless steel appliances and new garbage disposal Stainless steel kitchen appliances: French door refrigerator, dishwasher, cooktop range and oven, built-in convection self-cleaning oven, above-cooktop built-in microwave Washer/dryer hookup New water heater Central air/heat (electric) Attic fans One-year-old roof Sump pump Ornamental trees and shrubbery on property (cement Asian lantern and fountain convey) 2 remote-controlled motion sensors in back of house and 2 motion sensors in front 3 security cameras (lease transfer available) Bricked-in rock beds flanking the double front doors (great for moving large items) Enhanced design walkway and porch Crown molding and chair rails throughout, including columns in living room Remote garage door opener Built-in shelving in some rooms Spacious closets with glass mirrored doors on upper level Additional storage closet on lower level New modern fans throughout Quiet cul-de-sac location in a well-established neighborhood—come see everything this home has to offer in person.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
