WELCOME TO 11758 ARBOR GLEN WAY• Stunning 3-bedroom, 3.5-bath townhome nestled in the coveted Arbor Glen community of North Reston. This rare "Z" lot carriage-style home delivers the ultimate in privacy — a true retreat within one of Reston's most sought-after neighborhoods. Soaring 2-story ceilings and skylights and an open floor plan fill the home with an abundance of natural light, creating an airy, welcoming atmosphere from the moment you walk in.PROPERTY HIGHLIGHTS:• The beautifully renovated kitchen is a true showstopper — featuring a center island, gleaming granite countertops, and a full suite of stainless steel appliances including a built-in microwave, electric range, dishwasher, and disposal. The open layout flows effortlessly into the inviting living area, anchored by a cozy fireplace perfect for warm evenings at home. A dedicated dining room on the main level provides the ideal setting for both everyday meals and special gatherings. New luxury vinyl plank flooring runs throughout the upper two levels, offering a sleek, low-maintenance finish, while ceramic tile on the lower level adds durability and style.• The primary bedroom impresses with a spacious walk-in closet, a beautifully updated ensuite bath, and peaceful tree-lined views that bring the beauty of nature indoors. The upper-level second bedroom also enjoys the luxury of its own private ensuite full bath — ideal for guests or family members seeking added comfort and privacy.• The fully finished lower level is designed for entertaining and flexibility, complete with a built-in wet bar, a third bedroom, a generous family room, and a huge storage area to keep everything organized. Recently replaced windows fill every level with natural light, and a freshly painted exterior gives this home outstanding curb appeal from the moment you arrive.• Step outside to your own secluded outdoor retreat — a rear patio enclosed by a full privacy fence, perfect for morning coffee, al fresco dining, or simply unwinding in peace. A 1-car attached garage, driveway parking, and a low-maintenance yard round out this exceptional offering.COMMUNITY & LOCATION:• Outside your door, Reston's legendary amenities await — outdoor pools, tennis and sports courts, and miles of scenic hiking and biking trails. And when it comes to location, this home truly delivers. Enjoy a short stroll to North Point Shopping Center for convenient everyday shopping and dining, with the many shops, restaurants, and entertainment options of Reston Town Center just minutes away.• Commuters will appreciate easy access to major routes including the Fairfax County Parkway, Reston Parkway, Route 7, and Dulles Toll Road (267), plus the Reston Town Center Silver Line Metro station less than 2 miles away — making trips to Tysons, Arlington, or Washington DC a breeze. This isn't just a home — it's a lifestyle. Experience the perfect blend of privacy, comfort, and community in one of North Reston's finest offerings.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
