RARE OPPORTUNITY IN WESTCHASE – ONE OF ONLY 8 UNIQUE FLOOR PLANS IN A COMMUNITY OF 33 TOWNHOMES This highly sought-after end-unit residence offers a layout and lifestyle that is rarely available. With only a handful of homes in the entire community featuring this design, this property stands apart from the typical townhome experience. Lovingly maintained AND updated by its owners, this home reflects a sense of care, light use, and pride of ownership throughout. The interior showcases a beautiful blend of transitional and modern design, creating a space that feels both timeless and inviting. The primary suite is truly exceptional, offering privacy, comfort, and a retreat-like atmosphere rarely found in this price range. The thoughtful floorplan enhances both privacy and natural traffic flow, making everyday living feel effortless. Enjoy the best of Florida living with two private outdoor spaces: A serene upper patio off the primary suite—perfect for morning coffee A second patio off the kitchen, ideal for relaxing or entertaining Located just one short block from the pool and clubhouse, with guest parking conveniently steps away—a rare and valuable feature. As part of the Westchase master-planned community, residents enjoy access to: ? Walking trails ? Multiple pools ? Tennis courts ? And a true lifestyle community experience This is not just a home—it’s a rare opportunity to own one of the most unique layouts in the community. The owner’s goal is simple: to align this home with the right buyer who will recognize and appreciate everything it offers. Attached garage Only $415/month HOA — includes roof, exterior paint, and lawn maintenance Saville Rowe residents enjoy full access to the Westchase lifestyle — including pools, tennis courts, parks, playgrounds, walking trails, and proximity to top dining, shopping, gyms, nightlife, and the Westchase Country Club. Buyers looking in Westchase – THIS is the one to see. Premium end-unit. Private setting. Full lifestyle. This home checks every box. Call today to schedule your private showing — this rare opportunity will not last long! #####UP TO A $5,000.00 DOLLAR LENDER CREDIT FOR USING A PREFERED MORTAGE BROKER#####
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
