Welcome to 11347 Quail Hollow St. in Victorville, CA 92392—a stunning opportunity to own a beautifully positioned home in one of Victorville’s most desirable residential pockets. This impressive residence offers 2,308 square feet of thoughtfully designed living space, featuring five spacious bedrooms and three well-appointed bathrooms, all crafted with comfort, functionality, and style in mind. From the moment you arrive, the home’s curb appeal makes a lasting impression, with a clean, inviting exterior and a layout that hints at the elegance within. Step inside to discover an open-concept floor plan filled with natural light, soaring ceilings, and a seamless flow that makes everyday living feel effortless. The living areas are expansive yet cozy, ideal for both relaxation and entertaining, with plenty of room to personalize and make your own. The kitchen serves as the heart of the home, offering generous counter space, abundant cabinetry, and a layout designed for both efficiency and style. Whether preparing meals or hosting gatherings, this space connects beautifully to the dining and living areas, creating a true central hub. Each bedroom provides a private retreat, with ample space, large closets, and an inviting atmosphere. The primary suite stands out with its spacious design and en-suite bathroom, delivering a spa-like experience with comfort and privacy at the forefront. Outside, the property continues to impress with a versatile yard space—perfect for outdoor dining, gardening, or simply enjoying the Southern California sunshine. The lot offers both functionality and potential, making it a valuable extension of the home’s living space. Located in Victorville, this property benefits from convenient access to shopping, dining, parks, and commuter routes, enhancing everyday ease and connectivity. With its combination of space, style, and location, 11347 Quail Hollow St. presents a compelling opportunity in today’s real estate market. Don’t miss the chance to experience this exceptional home—where comfort meets possibility in a beautifully designed setting.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
