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$775,000
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1107 Treeside Ln, Herndon, VA 20170

5 beds · 3 baths · 2,500 sqft

Contact listing agent Frederick Sales to view a video and 3D tour of the home. The home floor plan is uploaded in the document section and photos. Tucked away in a peaceful cul-de-sac in the heart of Herndon, this beautifully maintained 5-bedroom, 2.5-bathroom home offers 2,500 square feet of comfort, space, and modern upgrades—perfect for relaxed family living and seamless entertaining. The appealing front yard adds to the home's curb appeal, making it as inviting outside as it is inside. Step inside to a freshly painted main level bathed in natural sunlight, featuring recessed lighting that adds a modern touch throughout. The heart of the home is the kitchen, complete with stainless steel appliances (less than 5 years old) and a layout that flows easily into the living and dining areas. The adjacent washer and dryer, both under 5 years old, add to the everyday convenience. One of the standout features is the stunning 500 sq ft 4-season sunroom—temperature controlled and constructed less than 2 years ago—ideal for morning coffee, year-round lounging, or a bright and cozy home office. Head out back to enjoy the expansive fenced-in backyard, ideal for pets, play, and private gatherings. The large deck, just under 2 years old, comes with a newly constructed covered roof, creating a perfect indoor-outdoor entertaining zone rain or shine. Upstairs, you’ll find generously sized bedrooms, including a spacious primary suite. The home is supported by solid, recent upgrades, including a new HVAC system (less than a year old), roof and siding (3 years old), and a one-car garage door that was replaced less than a year ago. Location is everything, and this home has it all! Within walking distance, you'll find grocery stores, restaurants, scenic walking trails, a golf course, and public transportation. The Herndon Metro is just 2 miles away, and Dulles International Airport is less than 10 minutes by car, perfect for commuters and frequent travelers.

2,500 sqft
9,750.0 sqft
Single Family
Built in 1973
1 car garage
Air conditioning
Fireplace
Estimated
Seller's interest rate
2.5%
7%
Estimated
Monthly payment

$4,841
$5,678
You may also save up to $102,159 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $5,678 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
2.5%
Remaining term
10 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$4,841
Principal & interest
$3,555
Mortgage insurance
$311
Property taxes
$710
Home insurance
$264
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,500 sqft
Lot size
0.22 acres
Year built
1973
Type
Single Family Residence
HOA dues
$0.00

Source: BRIGHT #VAFX2247662

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 12, 2025 11:20 am
Listing agent: Frederick Sales (703) 399-4394
Listing provided courtesy of: Compass (202) 545-6900
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2247662
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
2.5%
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