Modern Farmhouse Living in the Heart of Peachtree City! Welcome to 1100 Maybeck Way, a stunning 2020 Chadwick Homes build that perfectly blends modern farmhouse style with the effortless lifestyle Peachtree City is famous for. Located on a quiet cul-de-sac just steps from the 100-mile golf cart path system, this home offers the kind of everyday convenience families love—hop in your golf cart for a school run, cruise to dinner, or explore everything Peachtree City has to offer. This thoughtfully designed home was showcased as the model home and has every detail including an ELEVATOR. The open concept main level features 10-foot ceilings, beautiful engineered hardwood floors, custom cabinetry, and designer finishes throughout. The gourmet kitchen is the heart of the home with a large island, stainless steel appliances, granite countertops, abundant cabinetry, and an oversized walk-in pantry, flowing seamlessly into the dining and living spaces—perfect for entertaining or relaxed everyday living. The main-level primary suite is a true retreat, featuring a spa-inspired bath with dual vanities, a zero-entry walk-in shower with upgraded seamless glass surround, and a large custom-designed walk-in closet with built-in cabinetry. For added convenience, there are laundry connections in the primary closet plus a second full laundry room upstairs. Upstairs you’ll find three spacious bedrooms with large walk-in closets and an additional full bath, offering plenty of room for family, guests, or a home office. Step outside to your private fenced level backyard with a covered patio, ideal for morning coffee, evening gatherings, or simply enjoying the peaceful setting. Located in the highly sought-after McIntosh High School district, this home offers the rare combination of newer construction, timeless style, and the unbeatable Peachtree City golf cart lifestyle.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
