Luxury Home for Sale in Greenville SC | Private Pool, 1.1 Acres, Top-Rated Schools This home is more than an address, it’s a destination. Accompanied by a canopy of mature trees on 1.1 private acres in one of Greenville, SC’s most established neighborhoods, 110 River Forest Lane, Greenville, SC 29615 is the kind of home you’ll never want to leave. From the moment you turn into the driveway, the noise of the world fades. What’s left is space, privacy, and the quiet confidence of a home that has everything. Is 110 River Forest Lane move-in ready? Yes, this recently renovated 4-bedroom, 3.5-bath luxury home in Greenville, SC is turn-key and waiting. Inside, the layout was made for real life. The newly renovated chef’s kitchen anchors the main level with quartz countertops, stainless steel appliances, and an open flow to the main living area - ideal for everyday life and effortless entertaining. A dedicated home office keeps remote work out of sight. Generous formal spaces offer room to host, while the bonus room adapts to your needs: private family room, home gym, art studio, or man cave. What makes the primary suite special? The spa-inspired primary bath features a soaking tub and separate shower - a private retreat at the end of every day. A rare second primary suite on the main level offers flexible living for guests, an au pair, or multigenerational families. The real magic is outside. Step into your own private backyard resort. The sparkling pool and spacious deck sit against a backdrop of mature trees, creating the kind of outdoor living space that makes every weekend feel like a getaway. The screened porch is where summer evenings unfold - dinner at dusk, fireflies, the sound of splashing. On 1.1 acres in Greenville, SC, there’s room to run, room to breathe, and room to simply be. Where is 110 River Forest Lane located? Minutes from top-rated Greenville County schools, dining and shopping, Prisma Health, and downtown Greenville, SC - with the privacy of a secluded retreat. This is the home you buy when you’re done compromising. 4 BR | 3.5 BA | Dedicated Home Office | Bonus Room | 2nd Primary Suite | Private Pool | Screened Porch | 1.1 Acres | Renovated Chef’s Kitchen | Spa Primary Bath | Greenville SC 29615
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
