Welcome to a rare opportunity in the prestigious Meadows of Bristow community—where luxury estate living meets privacy and space on expansive acreage. This impressive custom home offers over 5,000+ square feet of beautifully designed living space. Set on approximately 10 acres and includes the treed pond. This impressive residence offers the perfect blend of luxury, space, and serene natural surroundings. From the moment you arrive, a long custom concrete driveway and stately exterior set the tone for what’s inside. Step into a grand interior featuring soaring ceilings, elegant moldings, and a thoughtfully designed floor plan ideal for both everyday living and entertaining. The gourmet kitchen is a true centerpiece, complete with high-end GE Monogram appliances, an oversized island, and abundant cabinetry—opening seamlessly to spacious gathering areas filled with natural light. The upper level showcases generously sized bedrooms, including a luxurious primary suite designed as a private retreat with spa-like bath, tray ceilings, and expansive walk-in closets. The finished lower level with custom movie theater, elegant wet bar, separate wine room, and guest accommodations, all with luxury custom finishes throughout. Step outside to your own private retreat with expansive views, open space, in-ground saltwater pool and gazebo installed just five years ago, perfect for relaxing or hosting unforgettable gatherings. The expansive property offers endless possibilities for outdoor enjoyment, recreation, or simply taking in the peaceful surroundings. Major system updates provide peace of mind, including a newer roof (2023) and dual HVAC systems, with the upper unit replaced just two years ago. New windows installed in 2024 throughout the house. A home warranty conveying through August 2026 adds even more value and confidence for the next owner. Located in sought-after Bristow, this home combines estate-style living with access to nearby schools, commuter routes, and everyday conveniences. With its blend of luxury features, recent upgrades, and resort-style outdoor living, this is a property that truly stands apart. Perfect for commuters-with quick access to major routes including I-95 (just 17 miles away), I-66, Routes 28, 29, 234, and the Broad Run VRE Station, plus convenient travel to Manassas Regional Airport, Dulles International, and Reagan National, all while being minutes from the best of Bristow and Gainesville including shopping, dining, breweries, wineries, entertainment, fitness centers, golf, and more-this is a rare opportunity to own a turnkey luxury home in an exceptional location. When viewing property in person, please keep children with you as there is a pool and Koi pond on property. Thank you!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
