Immaculately maintained and move-in ready, this stunning 5-bedroom, 3-bathroom home in the desirable Easton Park community offers an exceptional combination of space, comfort, and style. From the moment you step inside, you'll notice the pride of ownership throughout, with every room showcasing the care and attention that has gone into keeping this home beautiful. Designed with both functionality and entertaining in mind, the spacious floor plan features a seamless blend of wood flooring and ceramic tile throughout all the living areas. The heart of the home is the beautifully appointed kitchen, complete with granite countertops, solid wood cabinetry, a center island for meal prep, and a breakfast bar with seating that's perfect for casual dining and gathering with family and friends. Get ready to fall in love with the memories you will make here during holiday dinners and casual evenings alike. The kitchen opens to the main living room, making it ideal for everyday living and entertaining alike. The oversized family room is the perfect place for relaxing at the end of the day, watching your favorite movie, or enjoying family game night. Tall sliding glass doors lead to the screened lanai, and provide an amazing view and tons of natural light. A fantastic feature of this home is the spacious first-floor master suite with a SPLIT FLOOR PLAN, offering privacy and convenience away from the secondary bedrooms. This relaxing retreat provides tons of closet space and an amazing en-suite bath. A large shower, luxurious garden tub, and dual vanities create a peaceful environment for getting ready, or winding down at the end of the day. This incredible master suite is the ultimate owner's sanctuary. Three additional downstairs bedrooms and guest bath mean everyone has plenty of room to spread out. Upstairs, you will find a large LOFT and PRIVATE BEDROOM and BATHROOM… the perfect space for parents, older kids, roommates, a media room, game room, office, studio, or second living area designed for your needs. The list goes on and on. A formal space adjacent to the front entryway can be perfectly used as a formal living room, formal dining room… or both! With five bedrooms, three full bathrooms, and abundant living space, there's room for everyone to enjoy. A 3-CAR GARAGE offers ample storage for vehicles, tools, and recreational equipment. Create a workshop or home gym, and still have plenty of room for your cars. A FULLY SCREENED LANAI is the perfect spot of enjoy living the Florida lifestyle, grilling with friends, and taking in our beautiful sunsets. Gorgeous conservation space behind your yard provides a scenic backdrop, and plenty of nature. Easton Park offers an exceptional location with convenient access to some of the area's top-rated public, private, charter, and magnet schools. Everyday conveniences are just minutes away, with easy access to premier shopping, dining, and entertainment destinations. Ideally situated for commuters and travelers alike, Easton Park offers convenient access to Downtown Tampa, Tampa International Airport, and many of the Tampa Bay area's award-winning Gulf Coast beaches. Lovingly cared for, and beautifully maintained, this Easton Park gem is ready for its next owner to move right in and start making memories. Don't miss your opportunity to make this remarkable home yours!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
