Welcome to this impeccably maintained home in the highly sought-after Easton Park community, where quality craftsmanship, thoughtful upgrades, and a peaceful conservation setting come together to create an exceptional living experience. Offering 4 bedrooms, 2 bathrooms, a 3-car garage, and 2,420 square feet of beautifully designed living space, this residence is situated on an impressive .23-acre conservation homesite with manicured landscaping, a spacious front yard, and a private backyard retreat. Designed for both everyday living and entertaining, the open-concept floor plan seamlessly connects the kitchen, dining, and living areas. At the heart of the home is a truly remarkable chef's kitchen featuring custom two-tone cabinetry, a massive double island, built-in oven and microwave, premium KitchenAid appliances, and stunning exotic translucent quartzite countertops. A rare and distinctive feature, the quartzite can be illuminated from below to showcase the stone's natural beauty, creating a one-of-a-kind focal point for gatherings and entertaining. Plantation shutters throughout the home add timeless elegance and charm. Beautiful walnut engineered hardwood flooring flows throughout the home, adding warmth, character, and a timeless design aesthetic that perfectly complements the home's finishes. The expansive living spaces offer flexibility for multiple seating areas, a formal dining setup, home office space, or additional entertaining areas. The spacious primary suite serves as a private retreat and features two walk-in closets and a luxurious en-suite bath complete with a dual marble-top vanity, a relaxing garden tub, and a walk-in shower with a rain showerhead. The desirable split-bedroom floor plan provides privacy, with the primary suite positioned separately from the secondary bedrooms. Step outside to enjoy Florida living at its finest on the expansive screened and covered lanai overlooking the tranquil conservation backdrop. Complete with an outdoor kitchen, this exceptional outdoor living space is perfectly designed for year-round entertaining, weekend cookouts, morning coffee, or relaxing evenings while enjoying the privacy and beauty of the natural surroundings. With major system updates already completed—including a NEW ROOF (2024), NEW HVAC SYSTEM (2024), and water heater (2023)—this home offers the perfect combination of luxury, functionality, and peace of mind. Additional highlights include surround sound speakers in the family room, a spacious 3-car garage, and the quality construction M/I Homes is known for. Easton Park offers an exceptional lifestyle with a low HOA and resort-style amenities, including a community pool, playground, picnic pavilion, and miles of scenic walking and jogging trails winding throughout the neighborhood. This is a rare opportunity to own a beautifully upgraded home on one of Easton Park's most desirable conservation homesites. Combining luxury finishes, exceptional outdoor living, and a prime location, this home truly offers the best of Florida living. Schedule your private showing today. **Buyer Bonus: Our preferred lender is offering a 1% lender credit of the loan amount, up to $5,000, toward buyer pre-paids and closing costs.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
