Easy living can be yours in McDonough, Georgia! Located in the sought-after Brush Arbor community, this charming home truly sets the standard. In fact, Hollywood took notice — this home will be featured as the backdrop for The Breadwinner, starring Nate Bargatze, coming to theaters May 29. Lovingly updated and meticulously maintained, this storybook cottage radiates warmth and quality from the moment you arrive. The flat front yard has been the setting for countless memories — from wiffle ball games and Easter egg hunts to Sweet 16 celebrations, prom photos, graduations, and retirement parties. The expansive front porch with its charming gingerbread railing has provided the perfect backdrop for family gatherings and photos through the years. An irrigation system and thoughtfully designed low-maintenance landscaping keep the yard lush and welcoming year-round. Inside, the home offers an open-concept layout with thoughtfully defined spaces that make both everyday living and entertaining effortless. The kitchen is anchored by a large island and features classic white cabinetry, stainless steel appliances, and premium LG and Bosch appliances. The inviting living room showcases a beautifully upgraded fireplace surround with beadboard accents and custom wood shelving, adding warmth and designer character. The dining room makes an unforgettable first impression with its moody paint palette and stylish updated lighting fixture. The spacious main-level owner’s suite features a large ensuite bath with a soaking tub, separate shower, and generous walk-in closet. Upstairs, you’ll find two oversized carpeted bedrooms, each with large closets and convenient access to the shared bath. Tucked behind the staircase is a delightful reading nook or flex space — the perfect retreat for relaxing with a good book or enjoying a little quiet time. One of the home’s biggest bonuses is the full-sized basement, ready for your vision to come to life. Although technically unfinished, the space is so well-kept it already functions comfortably as a teen suite and workout area. There’s also abundant storage space for seasonal décor and more. Life in Brush Arbor is about more than just the home — it’s about community. Known for its vibrant neighborhood spirit, residents enjoy frequent gatherings and festive holiday displays throughout the year. Community amenities, including the pool and tennis/pickleball courts, are just a short walk away, while scenic nature trails and a peaceful pond add even more charm. Don’t miss your opportunity to own what feels like a Norman Rockwell painting brought to life.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
