VA loan
1 of 98
VA loan
$424,900
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10410 Inglenook Ter, Palmetto, FL 34221

2 beds · 2 baths · 1,685 sqft

Live the Resort Lifestyle in Elegant Esplanade at Artisan Lakes! Step into refined Florida living in this exquisite residence nestled within the highly coveted gated community of Esplanade at Artisan Lakes. From the meticulously manicured landscaping to the upgraded paver walkway, every detail of this home reflects pride of ownership and elevated design. This thoughtfully appointed 2-bedroom, 2-bathroom home with a flexible den/bonus room offers the ideal blend of sophistication and functionality. Designed with a discerning eye, the open-concept layout is enhanced by ceramic flooring throughout and carpet in both bedrooms for sleek and modern comfort. At the heart of the home, the gourmet kitchen is a culinary dream. Outfitted with premium stainless steel appliances, expansive quartz countertops, and abundant custom cabinetry, this space is equally suited for intimate dinners or lively entertaining. The primary suite is a serene sanctuary, where each morning begins with tranquil lake views. Indulge in the spa-like en suite bath, complete with dual vanities and a walk-in shower. A split floor plan ensures privacy for guests, with a spacious second bedroom and full bath on the opposite wing of the home. Open the doors to your private screened lanai and experience the true essence of Florida indoor-outdoor living. With peaceful water views and elegant paver details on the lanai, driveway, and walkways, this home exudes timeless charm and curb appeal—all crowned with a tile roof that enhances its architectural presence. Residents of Esplanade enjoy a premier, maintenance-free lifestyle with access to resort-style amenities, including a sparkling pool, tennis and pickleball courts, clubhouse, and vibrant community events. HOA dues include cable, internet, and lawn care, allowing for worry-free living. Ideally located with seamless access to I-275 and I-75, you're moments away from world-class beaches, upscale dining, boutique shopping, and entertainment options. This is more than a home—it’s a lifestyle. Don’t miss your opportunity to own a piece of paradise in one of the Gulf Coast’s most desirable communities. Schedule your private tour today and experience luxury living at Esplanade at Artisan Lakes. Please note: No trucks, RVs, or motorcycles permitted per HOA guidelines.

Estimated
Seller's interest rate
3%
7%
Estimated
Monthly payment

$2,866
$3,685
You may also save up to $261,075 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,685 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3%
Remaining term
26 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,866
Principal & interest
$1,577
Mortgage insurance
-
Property taxes
$410
Home insurance
$385
HOA fees
$492
Utilities
Not included

Source: Public records

Home details
Size
1,685 sqft
Lot size
0.13 acres
Year built
2022
Type
Single Family Residence
HOA dues
$492.45

Source: STELLAR #N6138990

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 16, 2025 06:58 am
Listing agent: Vince Fuda (941) 615-8000
Listing provided courtesy of: PRESTIGE HOME REALTY (941) 615-8000
Details provided by STELLAR and may not match the public record.
MLS ID: #N6138990
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Est. seller's rate
3%
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