Where space, lifestyle, and everyday ease come together in one of Anderson’s most desirable communities! From the moment you step inside, this home invites you to settle in and stay awhile. The main level is designed for how you actually live—whether that’s working from home, hosting friends, or enjoying a quiet night in. A dedicated office (or flex space for a playroom or second living area) gives you options, while the kitchen and breakfast area flow effortlessly into the living room, anchored by a cozy fireplace that instantly feels like home. Upstairs, all four bedrooms are thoughtfully positioned for both privacy and connection. The primary suite is more than just a bedroom—it’s your retreat. With two spacious walk-in closets and a separate sitting area perfect for a home gym, nursery, or reading space, it offers flexibility that grows with your lifestyle. Two additional bedrooms share a convenient Jack-and-Jill bath, while a fourth bedroom and separate full bath provide ideal space for guests or a teen suite. Having the laundry room upstairs—right where you need it—adds everyday convenience. Step outside, and the lifestyle continues. The extended patio spans the length of the home, creating multiple zones for entertaining, relaxing, and enjoying the outdoors. A partially covered section offers shade on warm South Carolina days, while the pergola adds charm and character—perfect for evenings with string lights and friends. The fully fenced backyard provides space for pets, play, or simply unwinding, and the 12x20 shed with roll-up door and ramps adds incredible functionality for storage, hobbies, or even a workshop. Living here means more than just loving your home—it’s about the lifestyle around it. Located in the highly sought-after Wren School District, this address is a standout for buyers prioritizing strong schools and community connection. And just minutes away, optional membership access to The Club at Brookstone Meadows offering golf, tennis, and pool amenities, while quick access to I-85 makes commuting easy—placing you about 30 minutes from downtown Greenville and minutes to TTI and Bosch.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
