Looking for more space, more flexibility, and an easier path to getting everything on your wish list? Welcome to 103 Jones Creek Circle, where nearly 3,400 square feet of thoughtfully designed living space offers the room today's families, professionals, and remote workers need—without sacrificing convenience. Located in the sought-after Wren School District with easy access to I-85, this 4-bedroom, 4-bath home provides a convenient commute to Greenville while allowing you to enjoy the space and lifestyle that can be hard to find closer to the city. Whether you're working from home, growing your family, hosting guests, or simply looking for more room to spread out, this floorplan was designed with flexibility in mind. A dedicated main-level office creates the perfect work-from-home setup, homeschool room, playroom, or flex space. The open-concept kitchen, breakfast area, and living room flow seamlessly together, creating an inviting space for everyday living and entertaining. The formal dining room provides additional room for holiday gatherings, celebrations, and family dinners. Upstairs, the oversized primary suite feels like a private retreat with two walk-in closets and a separate sitting area that could easily serve as a nursery, fitness space, reading nook, media room, or second office. Three additional bedrooms and four full bathrooms offer comfort and convenience for family members and guests alike, while the Jack-and-Jill bath and additional full bath create ideal accommodations for growing households and multigenerational living. Outdoor living continues with a fully fenced backyard, extended patio, pergola, and a 12x20 outbuilding with roll-up door—perfect for storage, hobbies, workshop space, lawn equipment, or recreational gear. Whether you're hosting summer cookouts, enjoying a quiet evening outdoors, or letting pets and children play freely, this backyard is designed to be enjoyed. Conveniently located minutes from TTI, Bosch, Downtown Anderson, shopping, dining, and everyday conveniences, this home offers the perfect balance of space, functionality, and accessibility. Optional membership opportunities may be available at nearby Club at Brookstone featuring golf, tennis, swimming, and social amenities. If you've been searching for a home that offers the flexibility to work, grow, entertain, and relax—all within an easy drive of Greenville—103 Jones Creek Circle deserves a place at the top of your list.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
