Welcome to your storybook home in the heart of Celebration! This beautiful David Weekley Victorian sits on an over-sized, fully fenced lot in the most charming and truly one-of-a-kind town built by Disney. Tucked away on a quiet, tree-lined cul-de-sac in North Village, you’re just around the corner from one of the community pools, a park, playgrounds, volleyball court as well as everything else that makes Celebration such a special place to live. From the moment you walk in, the home feels light, bright, and inviting. There is no carpet throughout, just gorgeous engineered wood flooring and ceramic tile with updated bathrooms that give the home a clean, modern feel while still keeping that classic Victorian look. The layout is flexible and functional. The formal dining room can easily double as a home office or second living space, especially since the kitchen offers a great eat-in area. The kitchen itself features stainless steel appliances, granite counter-tops, and opens right into the main living area, making it perfect for everyday living and entertaining. The front porch is the perfect spot to soak in Florida living at its finest! Whether you’re starting your morning with a peaceful sunrise or winding down with a beautiful sunset, it offers a picturesque setting that is both relaxing and inviting. It’s the kind of space you’ll find yourself coming back to again and again. Step out back and you’ll really fall in love. This home offers two separate yard spaces, giving you options for entertaining, lounging, or creating your own private outdoor retreat. There’s even a mango tree (yes, really… and it’s as good as it sounds!). Plus, the over-sized side yard gives you room to add a pool, playground, or whatever your dream backyard looks like. Major updates have already been taken care of, including a roof replaced in 2020, HVAC in 2018, appliances in 2020, and updated landscaping and vinyl fencing in 2020. The home has also been freshly painted inside and features a brand new front fence done in 2026. Celebration isn’t just a neighborhood… it’s a whole lifestyle. You’ve got miles and miles of walking and biking trails, beautiful parks, and villages that each have their own unique charm and amenities. It’s one of those places where neighbors actually know each other and community really matters. One of the fun perks of living in Celebration is that NEVs (Neighborhood Electric Vehicles) are allowed, making it easy to cruise around town, grab a coffee, or head to downtown with that laid-back, small-town feel. And then there’s downtown… lakefront views, shops, restaurants, the hotel, and events happening all year long for both Residents and the Public. Don't forget about the Farmer's Market every Sunday! There’s always something going on, and it just adds to that charm. It truly is an incredible place to call home! This gem of a property is a rare find… full of character, thoughtfully updated, and ready for its next chapter!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
