Life really is a little sweeter on Picturesque Court. Nestled in one of the area's best-kept secrets, this beautiful home offers the best of both worlds—a Nokesville address with all the convenience of Bristow living. Located just off Linton Hall Road, you're only minutes from the Bristow Harris Teeter Shopping Center, restaurants, everyday conveniences, and the VRE commuter lot. Even better? It's zoned for sought-after Bristow schools. Tucked away on a quiet cul-de-sac and perfectly positioned on a premium corner lot surrounded by mature trees, this meticulously maintained 4-bedroom, 3.5-bath home offers privacy, charm, and the kind of neighborhood you'll love coming home to. Step inside to discover a spacious, thoughtfully designed floor plan filled with updates that make everyday living effortless. The beautifully renovated kitchen (2016) features upgraded cabinetry, stylish finishes, and an expanded center island that's perfect for gathering with family and friends. The luxurious primary bath was completely remodeled in 2023, creating a spa-like retreat you'll enjoy every day. Brand-new upper-level carpet (2026) and updated main-level flooring (2019) give the home a fresh, move-in-ready feel. The updates continue with major improvements already completed, including a newer HVAC (2022), water heater (2022), and an approximately 8-year-old roof—providing valuable peace of mind for years to come. Outside, enjoy your refreshed deck (2021), ideal for summer cookouts, morning coffee, or relaxing beneath the canopy of mature trees that make this property feel like your own private escape. Offering 4 legal bedrooms with a flexible fifth room in the finished basement, 3.5 bathrooms, a 2-car garage, and countless quality updates, this home perfectly combines comfort, functionality, and timeless appeal. An incredible bonus: Qualified VA-eligible buyers have the rare opportunity to assume approximately $375,000 of the seller's VA loan at an exceptional 2.25% interest rate (subject to lender approval)—a financing opportunity that's nearly impossible to find in today's market. If you've been searching for a home that offers convenience, character, and exceptional value, you'll quickly discover why life is a little sweeter on Picturesque Court.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
