Finding a home that offers the convenience of city living while still feeling like a peaceful retreat is rare—but this one delivers exactly that. Tucked within one of Fort Worth's most sought-after gated communities and facing the quieter side of Texas Street, this exceptional second-floor condo feels like a hidden gem in the heart of the city. Step outside and enjoy the best of Fort Worth living, with Trinity Trails, downtown dining, entertainment, coffee shops, year-round events, and cultural attractions just minutes away. When you're ready to unwind, you'll appreciate coming home to a community designed for relaxation, complete with a pool, clubhouse, and dog park. Inside, you'll find one of the most desirable floor plans in the community, thoughtfully updated with custom cabinetry throughout, gorgeous wood floors, fresh paint, plantation shutters, new granite countertops, new bathroom vanities and fixtures, updated flooring in the laundry room and bathroom, new windows, and a new HVAC system. A versatile flex space provides valuable room for a home office, hobbies, or guests. The open-concept layout creates an inviting flow for everyday living and entertaining, while the covered patio offers the perfect place to enjoy your morning coffee or relax at the end of the day. What truly sets this home apart is the rare combination of a private attached garage entrance, epoxy garage flooring, extensive built-in garage shelving, and an additional covered parking space—a highly sought-after feature not often found in second-floor units. The HOA adds even more value by covering water, sewer, trash service, community grounds maintenance, and exterior insurance, creating a truly low-maintenance lifestyle. Offering the perfect balance of convenience, comfort, and community, this beautifully updated condo is an opportunity you won't want to miss.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
