Welcome home to 102 Westview Pl, where small-town charm meets everyday convenience in the heart of Bargersville! This beautifully refreshed 3 bedroom, 2.5 bath home is move-in ready and waiting for its next owner. Step inside to find brand-new carpet and laminate flooring throughout, giving the entire home a fresh, modern feel from the moment you walk through the door. Start your mornings with coffee on the inviting covered front porch, the perfect spot to relax and enjoy the neighborhood. Inside, the layout offers comfortable living space on the main level and three well-sized bedrooms upstairs, including a primary suite with its own private bath. The half bath on the main floor adds convenience for guests and busy households alike. One of the standout features of this home? No neighbors behind! Enjoy added privacy and open views from your backyard, a rare find that makes outdoor living, entertaining, and play time that much better. Major mechanicals have been taken care of, giving you peace of mind for years to come: the roof is just 6 years old and the air conditioner was replaced only 1 year ago. That means less worry and more time enjoying your new home. Location is everything, and this one delivers. You're just minutes from downtown Bargersville, one of the fastest-growing and most charming small downtowns in the Indianapolis metro, with local favorites for dining, coffee, and community events right at your fingertips. Plus, this home sits within the highly sought-after Center Grove school district, consistently one of the top draws for buyers in Johnson County. With its blend of updates, privacy, location, and award-winning schools, 102 Westview Pl checks all the boxes. Homes like this in Bargersville don't last long, so schedule your private showing today and come see why so many people are proud to call this community home!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
