Luxurious Golf Course Living in Grand Haven’s distinguished Front Street Village. A stone throw away from the Waterfront Park Esplanade. This exquisite custom residence—perched above the 18th hole of Grand Haven’s signature golf course—embodies timeless elegance and resort-level living within one of Palm Coast’s most sought-after gated communities. Honored with the Parade of Homes Blue Ribbon Award, this three-bedroom, three-and-a-half-bath masterpiece combines refined design with effortless comfort and entertainment in mind. Step inside and you’re welcomed by panoramic views of manicured fairways and sunlit open spaces that flow seamlessly from one room to the next. The heart of the home—an expansive chef’s kitchen—boasts custom cabinetry, granite countertops, premium Wolf appliances, and an elegant beverage center with wine cooler and refrigerator, perfect for hosting family or friends. The adjoining family room features built-in surround sound, a custom entertainment wall, and a cozy gas fireplace, creating an inviting retreat for relaxing evenings. The luxurious owner’s suite offers a tranquil escape with custom closets and a spa-quality bath, complete with dual granite vanities, a soaking garden tub, and a walk-in shower. Two additional guest suites, each with private bathrooms, and a dedicated home office add comfort and versatility for modern living. Outdoor living takes center stage on the expansive screened lanai, where a summer kitchen makes alfresco dining a delight. The sparkling saltwater, gas-heated pool and spa create a private oasis surrounded by lush landscaping and peaceful golf course views. Every detail reflects quality and convenience—from the epoxied two-car garage with extra storage to the paver driveway, tile roof, and on-demand hot water system. Life in Grand Haven offers so much more than a home—it’s a complete lifestyle. Residents enjoy exclusive access to, two fitness centers, tennis and pickleball courts, croquet, bocce, scenic walking and biking trails, and several resort-style pools. The Village Center offers social events and dining, while the nearby Waterfront Park features miles of Intracoastal Waterway paths perfect for morning jogs or sunset strolls. Optional membership will gain you access to the Grand Haven Jack Nicklaus signature golf course and Clubhouse. This is living at its finest—luxury, leisure, and community surrounded by natural beauty.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
