Welcome home to an exceptional residence in the highly sought-after Dunwoody floor plan, built in 2018 and perfectly situated within Del Webb Sun City Peachtree-a premier active adult community known for its refined lifestyle and resort-style amenities. This beautifully appointed 3-bedroom, 3-bathroom home offers 2,670 square feet of thoughtfully designed living space where comfort meets sophistication. Newly installed hardwood floors flow seamlessly throughout, enhancing the home's warm, elegant ambiance. At the heart of the home is a recently upgraded gourmet kitchen featuring spotted tan granite countertops, high-end stainless-steel appliances, soft-close cabinetry, and convenient slide-out shelves. A raised bar-stool counter adds both function and charm, creating the perfect space for casual dining and entertaining. The open, functional layout showcases a spacious foyer, plantation shutters, and a stunning gas fireplace with an electric switch starter for effortless comfort. The interior lanai area adds an inviting flex space, ideal for relaxing or entertaining year-round. Generous walk-in closets throughout the home provide abundant storage and organization, enhancing everyday living. Step outside to discover a true entertainer's haven. The covered outdoor living area is a grill master's dream, complete with stainless steel finishes, granite countertops, and electric shades-perfect for enjoying sunny afternoons in comfort. A charming pergola adds architectural character and creates a serene retreat, surrounded by thoughtfully landscaped greenery that reflects the seller's creative touch. Positioned on a private corner lot within a quiet cul-de-sac, this home offers a rare blend of privacy and community connection, with fewer neighbors and a more intimate setting. Living in Sun City Peachtree means access to an unparalleled lifestyle. Residents enjoy a clubhouse, resort-style pools, tennis and pickleball courts, a fitness center, walking trails, and a vibrant calendar of social activities. Golf enthusiasts will especially appreciate the beautifully maintained Sun City Peachtree Golf Course, offering scenic fairways and an exceptional playing experience. This is more than a home-it's a lifestyle defined by elegance, comfort, and community. (Potted Plants NOT included)
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
