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1008 Aspen Ct, Fort Walton Beach, FL 32547
3 beds · 2 baths · 1,470 sqft
1008 Aspen Ct, Fort Walton Beach, FL- Your Future Home (With Just the Right Amount of Sass)Congratulations! You've just stumbled onto 1008 Aspen Ct - no to be confused with Aspen Ave, Aspen Way or that ski resort in CO. This is FWB, baby, and we do sunshine not snow.This 3Br, 2Ba home has the charm of a rom-com and the functionality of your favorite IKEA furniture without the leftover screws. Walk into and open living area that says, ''Welcome home,'' or possibly, ''Let's binge-watch and entire season of something you'll never admit to liking.''The kitchen is fully equipped with modern appliances, plenty of counter space, and the perfect triangle layout - so you can pretend you're on a cooking show while making mac & cheese. The dining area is ideal for awkward family dinners, board game nights, or existential conversations over takeout. The primary suite? Spacious enough to stretch out and rethink your life choices in peace. The guest bedrooms? Perfect for visitors, home offices, or your growing collection of "I might use that one day" stuff. Out back, you've got a fully fenced yard with space for pets, grilling, or just pretending you're outdoorsy. Want to throw up a string of lights and call it a "backyard bistro"? Absolutely. Bonus points if you serve snacks. Tucked away in a quiet cul-de-sac in Fort Walton Beach, you're just minutes away from the beach, shopping, and all the places you tell your friends you go, but secretly DoorDash from. ROOF over your head (New March 2022), Cold AC (New 2023), HOT water (New 2020), A home you won't need "HGTV" to enjoy. All that's missing is you - and maybe your plants, dog, or that one chair you refuse to throw away.
Source: EMERALDCOAST #976853
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: EMERALDCOAST #976853
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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