Private Saltwater Pool Home on a Cul-de-Sac with RV/Boat Parking, Generator Hookup & Over $28,000 in Improvements! Welcome to 10024 Via Grande, a beautifully maintained 2-story home offering comfort, functionality, and the Florida lifestyle just minutes from Hurlburt Field, the beach, shopping, and dining. Situated on a quiet cul-de-sac, this 3-bedroom home with 2 full baths and 2 half baths features a thoughtful layout designed for both relaxing and entertaining. Buyers will appreciate the major updates including a 2020 roof, brand new hot water heater, upgraded appliances, pool enhancements, fresh interior paint, and approximately $10,000 in new fencing and mature landscaping. Seller is also providing a home warranty that includes pool coverage for added peace of mind. Inside, natural light fills the home while plantation shutters, tinted windows, updated lighting, and inviting living spaces create a warm and welcoming atmosphere. The kitchen offers granite countertops, stainless appliances, a gas convection stove, breakfast bar seating, and abundant cabinet space. A formal dining room is perfect for gatherings, while the spacious flex room can easily serve as a home office, playroom, or media space.Upstairs, the oversized primary suite offers laminate flooring, a relaxing sitting area, double vanities, a garden tub, separate tiled shower, and generous space to unwind. The additional bedrooms provide comfortable accommodations. perfect featuring a saltwater pool, outdoor shower, side yard space, RV or boat parking pad, and room to enjoy outdoor living year-round. Additional features include a Bose surround sound system with amplifier, built-in security system, generator hookup with lock-out panel, sprinkler system with timer, storage shed with shelving, floored attic storage, and underground utilities throughout the neighborhood. Recent improvements include a new 28 mil shimmer pool liner with painted coping, new salt system control board, newer sand filter (2022), Preservan wood rot repair with transferable 10-year warranty, new refrigerator (2024), new dishwasher (2026), and new gas convection stove (2026). This home offers the kind of space, upgrades, and outdoor living buyers are searching for in Navarre. Come experience everything 10024 Via Grande has to offer.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
