Some homes simply check the boxes. Others go far beyond them — and 100 Hollyhock Drive is one of those homes. Located in the highly desired Rolling Meadows at Rentzel Farm community in the Northeastern School District, this beautifully maintained home offers the perfect blend of neighborhood living, thoughtful upgrades, comfortable space, and an outdoor lifestyle that is truly hard to find. From the moment you arrive, the curb appeal makes a lasting first impression. The classic exterior, welcoming front porch, manicured landscaping, new roof, fenced yard, and extra-wide driveway with additional parking all set the tone for a home that has been well cared for and thoughtfully enjoyed. Perfectly positioned within one of York counties most desirable communities, this property offers a peaceful setting surrounded by picturesque countryside while still being just minutes from shopping, dining, and everyday conveniences. With easy access to I-83, Route 30, and only minutes to the PA Turnpike, the location is ideal for those who want comfort, convenience, and community all in one place. Inside, the main level offers a warm and inviting layout designed for both everyday living and entertainment. A formal dining room provides the perfect space for holiday meals, special gatherings, and Sunday dinners, while the comfortable living areas flow easily into the heart of the home. The kitchen features abundant cabinetry, an island with seating, generous workspace, and a walk-through butler’s pantry connecting the kitchen and dining room — a wonderful feature for entertaining, serving, storage, and everyday convenience. The kitchen also opens to the family room and breakfast area, making it easy to cook, gather, and stay connected. Natural light fills the rear of the home, drawing your eye directly toward one of the property’s most impressive features — the incredible outdoor living space. The screened-in porch is not just a porch — it feels like an outdoor living room. With electricity, recessed lighting, a TV, fireplace, beautiful ceiling detail, and peaceful elevated views, this space was made for morning coffee, quiet evenings, game days, summer dinners, and relaxing after a long day. Just beyond the screened porch is a large adjoining deck, creating even more room to entertain, grill, or simply enjoy the view. Whether you are hosting friends, watching the seasons change, or enjoying a quiet night at home, this setup offers the kind of lifestyle buyers dream about. The outdoor features continue with a swim spa, perfect for hot summer days, and a hot tub, for those cool fall evenings, and year-round enjoyment. The fenced backyard offers space to play, garden, relax, or let pets enjoy the outdoors, while the rear setting gives you a wonderful sense of openness and privacy. Between the screened porch, deck, swim spa, fenced yard, and lower-level covered area, this home offers multiple ways to enjoy outdoor living — and that is something you simply do not find every day. Upstairs, the home offers four spacious bedrooms, including a large primary suite with two walk-in closets and a private bath. The additional bedrooms provide plenty of flexibility for family, guests, office space, hobbies, or whatever life requires. A convenient second-floor laundry room adds to the thoughtful design and makes daily living much easier. The basement is another major opportunity. With a full finished bathroom already in place, walkout access to the backyard, and a large unfinished area just waiting to be completed, the possibilities are endless. Rolling Meadows is a community known for its welcoming neighborhood feel, scenic surroundings, and desirable amenities. Enjoy access to a community swimming pool, picnic area, basketball court, playground, and open common areas — all adding to the lifestyle this neighborhood provides.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
