Assumable Mortgage Resources
See how buyers, agents, and sellers can benefit from assumable mortgages. Get up-to-date guidance with Roam.
You can now buy a home with Bitcoin through Roam x Lava
- 13 August 2025
Assumable Mortgage 101: A Comprehensive Buyer’s Guide
- 28 October 2023
How Roam Works for Homebuyers
- 4 March 2024
How Roam Works for Assumable Mortgages
- 28 October 2023
Latest Posts

You can now buy a home with Bitcoin through Roam x Lava
Roam and Lava introduce a new way for Bitcoin holders to buy a home without selling BTC. Use BTC as collateral for a USD loan to cover your down payment and closing costs, while Roam secures a low-rate assumable mortgage. Keep your Bitcoin, lower your monthly payments, and close seamlessly.Top Cities for Finding a Home with an Assumable Mortgage
Assumable mortgages let buyers take over a seller’s lower-rate loan. With the current mortgage rates around 7%, this could save buyers hundreds monthly and up to $260,000 over 30 years. Unlike conventional loans, buyers keep the seller’s rate and balance, boosting affordability. Cities like Miami, Dallas, and Atlanta have the most assumable mortgages, offering billions in potential savings. For buyers, it’s a way to afford more home; for sellers, it’s a powerful selling point in a tough market.How a former church pastor became a Roam top performing agent partner
Partner agent helps countless buyers across the greater Atlanta metro area save thousands of dollars a year in mortgage payments by purchasing a home with a low-rate assumable mortgage through Roam.- Roam
- 9 May 2024