Fall 2025 Housing Market Report
Fall 2025 housing market update: mortgage rates dipped and buyer activity is rising. Here’s what that means for sellers, buyers, and agents.
Seller Market Update: Rates are dipping. Seize the opportunity.
Seller market update: mortgage rates dropped to 6.35% and buyer increased. Learn how assumable mortgages give sellers an edge and drive higher offers.
Top Cities for Finding a Home with an Assumable Mortgage
Assumable mortgages let buyers take over a seller’s lower-rate loan. With the current mortgage rates around 7%, this could save buyers hundreds monthly and up to $260,000 over 30 years. Unlike conventional loans, buyers keep the seller’s rate and balance, boosting affordability. Cities like Miami, Dallas, and Atlanta have the most assumable mortgages, offering billions in potential savings. For buyers, it’s a way to afford more home; for sellers, it’s a powerful selling point in a tough market.