VA loan
1 of 37
VA loan
$346,900
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9901 Husting Ct, Chesterfield, VA 23832

4 beds · 2 baths · 1,640 sqft

Welcome to a home where comfort meets convenience and style blends with sustainability. This freshly updated 4 bedrooms, 2 bathrooms house offers 1,640 square feet of modern living space designed for both relaxation and functionality. As you step inside, you're greeted by an open floor plan with brand new vinyl flooring and fresh paint throughout. The kitchen features new appliance ready for everything from midnight snacks to holiday feasts. The layout includes a spacious primary bedroom offering comfort and privacy, while three additional bedrooms provide flexibility for guests, home offices, or hobbies. Energy efficiency gets a boost with a paid off solar panel system, providing peace of mind and lower utility bills under the sun’s watchful eye. Step outside onto a spacious deck perfect for grilling, entertaining, or simply enjoying the fenced backyard’s privacy. Sitting on a desirable corner lot, there’s plenty of yard space for pets, play, or planting. Located just a short distance from essential amenities, major highways, and outdoor fun is right around the corner at Bird Athletic Complex. Whether you’re hosting friends, working from home, or unwinding after a long day, this home offers a great balance of modern features and neighborhood convenience. It’s not just a house it could be the start of your next chapter. Thoughtfully updated and move-in ready, this one might be calling your name louder than your morning alarm clock.

Estimated
Seller's interest rate
3.5%
7%
Estimated
Monthly payment

$1,106
$1,402
You may also save up to $87,627 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,402 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3.5%
Remaining term
24 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,106
Principal & interest
$727
Mortgage insurance
-
Property taxes
$260
Home insurance
$118
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,640 sqft
Lot size
0.26 acres
Year built
1981
Type
Single Family Residence
HOA dues
$0.00

Source: CENTRALVIRGINIA #2514439

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 20, 2025 08:23 pm
Listing agent: Asaad Hanna (703) 649-1735
Listing provided courtesy of: A Plus Realty and Associates Inc (804) 601-4779
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2514439
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
3.5%
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