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$249,999 SIGNIN

Sign in to see required down payment for the 5% rate

9446 Van Buren St, Crown Point, IN 46307

2 beds · 2 baths · 1,276 sqft

Discover this beautifully updated paired duplex/townhome in the prestigious Pebble Brook subdivision of Crown Point. Nestled within a community governed by the Pebble Brook P.O.A., this neighborhood features 30 thoughtfully designed buildings, comprising 110 units with 3 or 4 attached homes, all crafted with lasting uniformity and curb appeal. Pebble Brook's meticulous design incorporates stunning features like gracefully curved streets, serene ponds, a striking waterfall, and designer light poles, ensuring timeless charm and splendor. The developers' vision continues to shine, making Pebble Brook one of Crown Point's most desirable communities. This townhome has been thoughtfully upgraded by the owner, showcasing freshly painted interiors, modernized kitchen counters, and brand-new carpeting on the second level. The open floor plan offers soaring ceilings in the living room, seamlessly connecting to a spacious backyard deck-the perfect spot for entertaining, grilling, and relaxing. Plus, all appliances stay, including the washer and dryer, making this home truly move-in ready. Don't miss the opportunity to experience exceptional living in a community designed to impress at every turn. HOA includes costs of roof, gutters, siding, front door repairs or replacement plus the normal HOA duties.

Estimated
Seller's interest rate
5%
7%
Estimated
Monthly payment

$1,315
$1,455
You may also save up to $38,956 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,455 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
5%
Remaining term
23 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,315
Principal & interest
$711
Mortgage insurance
$93
Property taxes
$172
Home insurance
$108
HOA fees
$229
Utilities
Not included

Source: Public records

Home details
Size
1,276 sqft
Year built
1994
Type
Townhouse
HOA dues
$229.00

Source: MRED #12336028

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 06:31 am
Listing agent: Annastacia Morse (312) 282-5828
Listing provided courtesy of: Coldwell Banker Realty (219) 865-9911
Details provided by MRED and may not match the public record.
MLS ID: #12336028
Based on information submitted to the MLS GRID as of Apr 17 2025 - 16:07. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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