1 of 31
$424,900
SIGNIN

Sign in to see required down payment for the 2.98% rate

8549 Blue Rock Ln, Lorton, VA 22079

2 beds · 1 baths · 945 sqft

***Buyer closing cost assistance available - ask for more information.***Welcome to this beautifully updated, rarely available townhome in the highly sought‑after Newington Heights - that feeds into the award‑winning, highly desired Silverbrook Elementary, South County Middle, and South County High School pyramid! From the moment you step inside, you’ll be greeted by a bright and airy, open floor plan that feels fresh, modern, and inviting — filled with natural light from every angle, freshly painted walls, beautiful wide plank LV flooring, and recessed lighting throughout. The main level offers a seamless flow from room to room, starting with a gourmet kitchen featuring crisp white cabinetry, new sleek granite countertops, stainless steel appliances (including a brand‑new stove), and a cozy dining area with an updated light fixture. Just beyond the kitchen and dining area is a spacious family room with easy access to the fully fenced‑in backyard. Enjoy summer BBQs or quiet moments on the deck, and make use of the convenient storage shed for all your gardening tools and equipment. This level also includes a coat closet and additional storage space tucked under the staircase. Upstairs, you’ll find two generously sized bedrooms. The primary suite is a true retreat with two large windows that fill the room with light, a ceiling fan, a sliding mirror closet door with built‑in organizers, and plenty of closet space. The beautifully updated bathroom shines with a sleek gray vanity topped with marble, ceramic tile flooring, and a deep tub/shower with crisp, classic subway tile and spa shower-head. Tucked away beyond the bathroom is a laundry area with a full‑size washer and dryer for added convenience. The second bedroom is equally spacious, located toward the back of the home, and features a ceiling fan and a full wall of closet space complete with built‑in organizers. Newington Heights is a convenient location that offers easy access to nearby shops, restaurants, and everyday conveniences, as well as seamless commuting options via the Lorton VRE Station, Franconia‑Springfield Metro, Fairfax County Parkway, I‑395, I‑495, I‑95, NGA, and Fort Belvoir. Recreation is right at your doorstep! The South Run Rec Center, located just a short drive away, offers artificial turf fields, an indoor pool, a dog park, playgrounds, tennis courts, and a fitness center. The nearby Lorton Workhouse Arts Center provides a unique venue for classes, workshops, and events year‑round. Although Newington Heights doesn’t have its own pool, residents have the option to join the nearby Saratoga Pool — a popular, family‑friendly facility that includes a main pool with lap lanes, adult‑only swim times, a shallow area for children, a baby pool, snack bar, free Wi‑Fi, space for private parties, and a swim team, making it the perfect spot for summer fun and relaxation. With assigned parking, plenty of visitor spaces, and a beautiful, move‑in‑ready interior, this charming townhome is a rare gem in one of Lorton’s most sought‑after neighborhoods. Don’t miss the chance to make it yours!

Estimated
Seller's interest rate
2.98%
7%
Estimated
Monthly payment

$1,915
$2,493
You may also save up to $183,127 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $2,493 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
2.98%
Remaining term
26 yrs and 5 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,915
Principal & interest
$1,112
Mortgage insurance
$187
Property taxes
$389
Home insurance
$145
HOA fees
$81
Utilities
Not included

Source: Public records

Home details
Size
945 sqft
Lot size
0.02 acres
Year built
1987
Type
Townhouse
HOA dues
$81.00

Source: BRIGHT #VAFX2252432

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 10, 2025 09:41 am
Listing agent: Tammy Rasheed (571) 237-4405
Listing provided courtesy of: D.S.A. Properties & Investments LLC (703) 501-5252
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2252432
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
2.98%
How it works

No credit check. Takes 2 minutes.