81 Banshee Ln
Linden, VA 22642
4 beds · 3 baths · 2,152 sqft
$449,900
Get prequalified81 Banshee Ln
Linden, VA 22642
4 beds · 3 baths · 2,152 sqft
$449,900
Get prequalified**Owner is willing to give a 5k credit towards closing costs/ rate buydown (or even a new hot tub) for any contract that closes in the month of July** Welcome to your mountain retreat at 81 Banshee Lane in scenic Linden, Virginia! This beautifully renovated 4-bedroom, 3-bathroom home offers over 2,300 square feet of comfortable, modern living—all set on a peaceful .55-acre lot with jaw-dropping views year-round. Step inside and feel instantly at home with the wide-open layout of the country kitchen and great room, where cooking, entertaining, and relaxing flow effortlessly. From there, open the doors to your oversized rear deck—perfect for morning coffee, grilling with friends, or just soaking in the panoramic mountain scenery. Downstairs, the fully finished basement provides even more living space for a cozy movie night, playroom, guest quarters, or a home gym. Whether you're raising a family or hosting weekend guests, there’s room for everyone. Outdoors, enjoy a fenced yard, 1-car detached garage, and plenty of green space for pets, gardens, or even a hammock under the stars. With the Shenandoah River just minutes away and hunting grounds nearby, this home is a dream for outdoor lovers. Located in the heart of Linden wine country, you're close to scenic trails, beloved local spots like The Apple House and Linden Vineyards, and just a short drive to I-66 for easy commuting. Whether you’re seeking weekend tranquility or a forever home with room to roam, 81 Banshee Lane offers the best of country charm with modern comforts. Don’t miss this slice of mountain magic—schedule your showing today!
Source: BRIGHT #VAWR2011568
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.