1 of 35
$335,000

804 Bradburn Village Way, Antioch, TN 37013

3 beds · 3 baths · 1,632 sqft

Arguably the nicest location on the subdivision! This Three Bedroom Two and a Half Bathroom Townhome shows good as new with large side yard! Granite kitchen countertops, white cabinets, Stainless Steel Appliances, white vinyl privacy fencing around back patio, upgraded kitchen appliances, 9 foot ceilings on first floor, upgraded carpet, trey ceiling in primary suite, double vanity and Five Foot Shower in Primary Bathroom, laminate flooring on entire first floor! Front Room currently used as office/studio and could be used as Dining Room. Generously sized Bedrooms! Unlike other end units in this complex, the Seller had the hvac relocated from the back patio to the side of the home giving the back patio much more outdoor space to enjoy! Extra parking for Visitors and mailbox station is located conveniently to this home. Back patio has wooden patio tiles. Freshly painted Primary Suite and nursery. Sputnik chandelier on dimmer switch in living room. Keyless entry with Ring Doorbell that remains. Only 17 miles to Downtown Nashville. Very convenient to shopping, schools and restaurants. Preferred Lender, Marshall Parsons with CMG Home Loans, will credit Buyer up to $3,000 toward Buyer Closing Cost.

Estimated
Seller's interest rate
3.1%
7%
Estimated
Principal & interest
$947/mo.
$1,405
You may also save up to $139,995 in total interest paid.
Listing price
$335,000

Your cash down payment
$134,764
Seller’s estimated current equity is $134,764
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $947 monthly payment

Financed
$200,236
Assumed mortgage 3.1% • Seller's rate
$200,236
2nd mortgage 9.25% • No prepay penalty
$0

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

Roam Protection Plan 2
Roam transactions typically close in the same amount of time as a standard home purchase. To give sellers added peace of mind, if it takes longer than 45 days, we will pay the seller's mortgage until we close.
Location
Details
Home
Size
1,632 sqft
Lot size
0.02 acres
Year built
2020
Type
Townhouse
HOA dues
$113.00

Source: REALTRACS #2773306

Loan
Remaining term
25 yrs and 6 mos
Rate
3.1%
Monthly P&I
$947
Remaining loan balance
$200,236

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Feb 16, 2025 07:34 pm
Listing agent: Denise Mann (615) 584-4240
Listing provided courtesy of: Keller Williams Realty - Murfreesboro (615) 895-8000
Details provided by REALTRACS and may not match the public record.
MLS ID: #2773306
Based on information submitted to the MLS GRID as of Feb 17 2025 - 01:18. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$947/mo
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