VA loan
1 of 52
VA loan
$487,500
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7629 Tiverton Dr, Springfield, VA 22152

2 beds · 3 baths · 1,280 sqft

Welcome to this charming 2-level townhouse in desirable Cardinal Square. Originally a 3-bedroom, this home has been reconfigured into 2 spacious bedrooms and 2.5 baths, offering both comfort and flexibility. Inside, gleaming hardwood floors and neutral paint create a warm and inviting atmosphere. The modernized kitchen features quartz countertops, a pantry with pull-out shelves, and bright track lighting. The dining and living rooms showcase elegant crown and chair rail moldings, shadow boxing and recessed lighting. A cozy (rarely used) wood-burning corner fireplace with a mantle adds charm to the living space. French doors with sidelights open to a beautifully landscaped flagstone patio complete with privacy fencing, up-lighting, and backing to a wooded buffer of common grounds. An attached gardening shed provides extra storage for your outdoor tools and supplies. The main level also includes a large coat closet, under-stair storage, and a convenient powder room. Upstairs you’ll find 2 generously sized bedrooms. The back 2 bedrooms were combined into one large bedroom with crown molding, extra closet space with organizers, and a dedicated laundry closet with a stacking washer/dryer. The original primary bedroom includes a large, deep closet, updated en-suite bath with stall shower and a custom built-in desk with shelving perfect for a home office. An updated hall bath, linen closet, and pull-down stairs to a partially floored attic for extra storage round out the upper level. Recent updates include HVAC (2022) with I-Wave Purifier (kills mold, bacteria & viruses), water heater (2018) roof and fence both replaced within the past 5 years by the condo association and windows and French doors replaced. Parking includes one assigned space plus 2 additional passes. The condo fee covers: gas heat, water, sewer, trash/snow removal, roof/fence replacement, exterior maintenance, master insurance, and more—making homeownership easy and stress-free. Community amenities include an outdoor pool, tot lots and basketball court. Explore the wooded pathways to the creek and the paved “Accotink Stream Valley” portion of the 40-mile-long Cross-County Trail leading to Lake Accotink just a mile away. Unbeatable location near an abundance of shopping and dining choices including the Springfield Town Center, Whole Foods, Trader Joe’s and lots more. Easy access to major commuter routes, Franconia/Springfield Metro blue line and the Virginia Railway Express. The express to the Pentagon bus stop is at the entrance to the community, plus you can catch the slug line to DC and the Pentagon here as well. Approximately 13 miles to the Pentagon, 8 miles from Fort Belvoir and 4 miles from the National Geospatial-Intelligence Agency. All of this in the top-rated Keene Mill/Irving/West Springfield school pyramid with recently renovated elementary & high schools. You will love living here! Owner/Agent.

Estimated
Seller's interest rate
2.625%
7%
Estimated
Monthly payment

$1,386
$1,809
You may also save up to $128,199 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,809 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.625%
Remaining term
25 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,386
Principal & interest
$757
Mortgage insurance
-
Property taxes
$463
Home insurance
$166
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,280 sqft
Year built
1967
Type
Condominium
HOA dues
$0.00

Source: BRIGHT #VAFX2243018

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 19, 2025 11:29 pm
Listing agent: Monique H Craft (703) 628-9571
Listing provided courtesy of: Weichert, REALTORS (703) 549-8700
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2243018
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
2.625%
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