VA loan
1 of 130
VA loan
$2,800,000
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6501 Clifton Rd, Clifton, VA 20124

5 beds · 5 baths · 6,488 sqft

Nestled in the countryside just outside Clifton, this exquisite French country-inspired estate combines timeless charm with modern luxury, delivering an exceptional lifestyle for equestrians and lovers of refined rural living. Constructed with rich stone and stucco finishes, the home exudes both sophistication and warmth. The heart of the home is an elegant, thoughtfully designed kitchen featuring classic white custom cabinetry, expansive granite countertops, and a versatile layout that includes both an island and peninsula with bar seating. An adjacent sunlit breakfast room opens through French doors to a peaceful patio—ideal for relaxed indoor-outdoor dining and enjoying the serene landscape. A spacious and well-appointed laundry room offers abundant cabinetry and extra counter space, doubling as a practical prep area for entertaining. Flowing seamlessly from the kitchen is the inviting family room, anchored by a stately fireplace framed with custom built-ins, perfect for cozy gatherings or quiet evenings. The formal areas of the home elevate its elegance: the dining room is highlighted by a bespoke hand-painted mural depicting the estate’s sweeping vistas (and a hidden fox to find!), while the oak-paneled study and refined living room add depth and character to the interior. Upstairs, the primary suite is a private sanctuary, offering two separate sitting rooms and dual walk-in closets with space for expansion. The luxurious ensuite bath includes dual vanities, a jetted soaking tub, separate shower, and a private water closet. The "Princess Suite" showcases beautiful architectural details and its own ensuite bath. In total, there are four upper-level bedrooms with gleaming hardwood floors and three full baths. The fully finished lower level is designed for entertainment and relaxation, featuring a cozy fireplace, wet bar, recreation room, and billiards table— which may convey. French doors lead to a charming sunken patio with a brand-new hot tub, offering an idyllic retreat. A spacious fifth bedroom and a fourth full bath complete this level. Equestrian amenities are truly world-class. The custom-built Morton eight-stall barn was designed with both form and function in mind, offering swing-out feeders, a heated tack room, laundry facilities, a hot/cold wash stall, and a hay loft. Meticulous attention to airflow includes a ventilation fan and three decorative cupolas. Five large pastures, bordered by traditional white three-board fencing, and a professional 100x200 bluestone and rubber riding arena with a full-width mirror provide everything needed for serious training or casual riding. The barn’s covered front porch—perfect for relaxing while overlooking the grounds—may just become your favorite vantage point. Home has dog-friendly perimeter featuring a classic three-board fence reinforced with discreet wire mesh. Additional features include a new roof and gutters (2019), brand-new Pella windows (2024), an oversized three-car garage, central vacuum, four-zone heating across the main and upper levels, and abundant storage throughout.

Estimated
Seller's interest rate
2.5%
7%
Estimated
Monthly payment

$8,196
$10,883
You may also save up to $821,995 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $10,883 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.5%
Remaining term
25 yrs and 6 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$8,196
Principal & interest
$4,580
Mortgage insurance
-
Property taxes
$2,660
Home insurance
$956
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
6,488 sqft
Lot size
9.49 acres
Year built
1997
Type
Single Family Residence
HOA dues
$0.00

Source: BRIGHT #VAFX2243532

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 12, 2025 05:22 pm
Listing agent: Glen L Baird (703) 861-9292
Listing provided courtesy of: VirginiaMLS.com Realty (703) 691-7878
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2243532
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
2.5%
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