463 Brentwood Ct, Green Cove Springs, FL 32043
5 beds · 3 baths · 2,018 sqft sqft
I proudly present to you this beautiful 5 br/3bth home!!! Nestled in a nice, quiet, highly desirable neighborhood in Green Cove Springs, this home offers a faster commutte to St Johns, St. Augustine, I-295, I-10, Fleming Island and much more! Located at just minutes from all commerce, hospital, restaurants, and NAS JAX. It features a spacious kitchen, large size rooms and a huge upstairs room with a full size bathroom. Storage is definitely not a problem, as it provides lots of closets and space. The huge and beautiful back yard which features a large gazebo, is just perfect for family gatherings or for enjoying a beautiful morning or afternoon. The seller will payoff the solar panels at closing, saving the buyer thousands of dollars and providing peace in mind. The A/C unit was installed in 2019 and most of the appliances are just 5 years old. The extra refrigerator, the work bench in the garage and the two storage sheds will also convey. The seller is even offering $5,000.00 towards the buyer's closing costs. Hurry!!! Don't lose the opportunity to make this your home!!!! Set up your appointment ASAP!!!!
Source: REALMLS #2042591
You may be able to put down less than the total down payment amount of $111,980 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2042591
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2042591
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