4324 Prairie Dr, Brighton, CO 80601
3 beds · 3 baths · sqft
Welcome to this stunning Brighton residence where comfort meets contemporary living. This spacious 2,690-square-foot home features three bedrooms and three bathrooms, offering the perfect blend of style and functionality for modern families. Step inside to discover an impressive eat-in kitchen adorned with elegant granite countertops, creating an ideal space for both casual dining and culinary adventures. The home's unique double-sided fireplace serves as a captivating focal point, adding warmth and character to multiple living spaces. Entertainment enthusiasts will appreciate the built-in sound system, perfect for setting the mood during gatherings or enjoying quiet evenings at home. The unfinished basement presents endless possibilities for customization – whether you envision a home theater, workout space, or creative studio. The home's exterior is equally inviting, featuring a welcoming front porch where you can enjoy your morning coffee and watch the sunrise. The backyard deck provides an excellent space for outdoor entertaining or peaceful relaxation under Colorado's famous blue skies. Situated in a prime Brighton location, this property offers convenient access to Barr Lake State Park, perfect for outdoor recreation. The neighborhood provides easy access to shopping at nearby Prairie Center, while downtown Denver's attractions, including Ball Arena and Empower Field, are just a 30-minute drive away. Don't miss the opportunity to make this thoughtfully designed home your own, where every detail has been carefully considered to create a perfect balance of comfort and sophistication.
Source: RECO #2399289
Interest rate and monthly payment estimated based on public records.
Source: RECO #2399289
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2399289
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