43 Windmark Trl, Dallas, GA 30157
4 beds · 3 baths · 2,548 sqft
Welcome Home! This stunning, almost-new construction ranch, built in 2021, offers the best of farmhouse living and modern luxury. Nestled on a non-buildable, wooded cul-de-sac lot with NO HOA, this 4BR, 2.5BA, 2-car garage home in an established neighborhood that offers a community atmosphere without the restrictive fees. Step into the open floor plan designed for both relaxed living and effortless entertaining. The kitchen is complete with an XL marble island, soft close cabinets and drawers, a large walk-in pantry that provides additional storage for all your kitchen essentials. Even the DoorDash enthusiast will be inspired to try their hand at cooking with the stainless appliance package! The main level hosts a serene master suite with a walk-in closet, double vanity, and a luxurious oversized shower and soaking tub, offering a private retreat for rest and relaxation. Laundry room conveniently located on the main level with an additional half bathroom. The main level is complete with an outdoor covered patio, complete with gas grill and hook up, perfect for all your summer grilling needs! The second level boasts 3 additional bedrooms, a full bathroom with a double vanity. An additional large storage room, fully equipped with HVAC and electrical, should you want to finish it. Additionally this home has universal EV charging station, blinds throughout, and whole-home gutters. White Oak Park is only minutes away and easy access to downtown Dallas, Hiram, and all your shopping needs, and Hartsfield-Jackson Airport within an hour away. This home combines the conveniences of city amenities with the serenity of rural life. If you've been searching for a stepless luxury ranch with natural beauty and modern comfort, look no further!
Source: GAMLS #10397080
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10397080
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10397080
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.