3215 E Rochelle St, Mesa, AZ 85213
4 beds · 3 baths · sqft
Stunning 4-Bedroom Home in Mesa, AZ - A True Move-In Ready Gem! Welcome to this beautiful two-story home in the heart of Mesa, AZ, offering a perfect blend of style, comfort, and functionality. With 4 spacious bedrooms and 2.5 bathrooms, this home is ideal for families, entertainers, or anyone seeking a luxurious and convenient lifestyle. From the moment you arrive, you'll be captivated by the home's curb appeal and inviting atmosphere. Step inside to discover an open-concept, light-filled floor plan that effortlessly flows from room to room, creating a warm and welcoming environment. The expansive living area features a stunning built-in entertainment center, providing ample storage space and a focal point for your home decor and family gatherings. The gourmet kitchen is a chef's dream, showcasing beautiful upgraded countertops, gleaming stainless steel appliances, and a wall of gorgeous wood cabinetry. Whether you're preparing meals for your family or hosting dinner parties, this kitchen is sure to impress with its thoughtful design and functionality. The primary bedroom is a true retreat, featuring plush carpeting and an attached spa-like bathroom. The luxurious ensuite bathroom boasts dual sinks, a massive walk-in shower, and an oversized walk-in closet that will easily accommodate your wardrobe and accessories. You'll feel like you've stepped into a high-end resort every time you step into this private space. Upstairs, the home features a convenient laundry room, making chores a breeze. With ceiling fans in every bedroom, you'll stay cool and comfortable even during the warm Arizona summers. The home also includes a new 5-ton AC system, a soft water system, and an RO system to ensure your home's comfort and convenience. Outside, you'll find a spacious backyard perfect for outdoor living, with no neighbors directly behind and bordering a serene common area to the west, offering a sense of privacy and tranquility. Across the street, you'll have easy access to a lovely park, providing extra green space for recreation, picnics, or leisurely strolls. This home offers the best of both worlds - quiet, peaceful surroundings with easy access to amenities and recreation. Don't miss out on the chance to make this incredible property yours!
Source: ARMLS #6793965
Source: ARMLS #6793965
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6793965
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.