3200 Austin Brian Ct, Clarksville, TN 37043
3 beds · 3 baths · 2,971 sqft
Great opportunity to buy a home in Wilsonway Estates! Located in the heart of the Sango community off Sango Dr., this beautiful home consists of brick, stone, and hardyboard*Walk into the beautiful foyer to a large living area with fireplace, open to the kitchen and kitchen-eat in*Kitchen has easy access to not only eat-in area, but formal dining room as well. Hallway on main level leads to half bath, office, and large master bedroom with oversized walk-in closet, and oversized master bath with double vanities, garden tub, and tiled walk-in shower*Upstairs boasts two bedrooms with adjoining bath, and an oversized bonus over garage. Don't miss the two walk-in storage areas upstairs as well. Courtyard 2-car garage with plenty of parking as well. The back yard has multiple patio areas, the middle of which is covered. Back yard is fully fenced. Wilsonway Estates has a very active and friendly homeowners group, street lights on all mailboxes, which are changed out to highlight holidays throughout the year. Floor plan, square footage and measurements are included in document section.
Source: REALTRACS #2785079
Interest rate and monthly payment estimated based on public records.
Source: REALTRACS #2785079
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
