3014 Jamestown Rd, Labelle, FL 33935
3 beds · 2 baths · sqft sqft
Are you looking for your forever home? Look no further! Located in LaBelle, only about 30 minutes from Ft. Myers or about a 1.5 hour drive from Miami / Ft. Lauderdale. In a growing community of new and newer homes, near the Port LaBelle Marina, and only minutes to area Golf courses, and other recreation! The home is NOT IN A FLOOD ZONE, and being built in 2022 it comes with impact windows and doors for reduced insurance cost. Step into your own private oasis with a 36-foot heated lap pool, perfect for relaxing after a long day. Unwind in the spill-over hot tub and mix yourself a drink at your very own tiki bar, complete with a cocktail station. Cook up a storm on the commercial flattop and outdoor sink with hot/cold running water. The outdoor rated refrigerator ensures you can enjoy the night without having to go back inside. With almost 30 feet of countertop space, the outdoor kitchen is perfect for entertaining. This stunning home features over 2,000 square feet of living space, with a great open concept and split bedrooms. The 12-foot kitchen island boasts large custom dovetail drawers, while luxury stainless steel appliances and granite countertops add a touch of elegance. Relax in the deep walk-in shower with a rain showerhead and enjoy the convenience of his/her walk-in closets. The custom porcelain wood-look tile flooring adds a touch of luxury throughout the home, while the large 3.5-ton HVAC unit ensures year-round comfort. Outside, the property is beautifully landscaped, with a fenced-in yard and a spacious corner lot. The 1/3 acre lot provides plenty of privacy, making it the perfect retreat for you and your family. Don't miss out on this incredible opportunity to own your dream home!
Source: FORTMYERS #224068444
You may be able to put down less than the total down payment amount of $217,348 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224068444
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #224068444
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.