30115 Kladruby Pt, Mount Dora, FL 32757
3 beds · 3 baths · 2,432 sqft sqft
PRICE CORRECTION!!! Welcome to your dream home at 30115 Kladruby Pt in the picturesque Sullivan Ranch community of Mount Dora, Florida! This stunning 3-bedroom, 3-bathroom residence offers a perfect blend of elegance, comfort, and functionality, all set on a serene cul-de-sac with breathtaking water views. As you enter through the grand foyer, you’ll be greeted by an expansive living space that includes a spacious dining room, a cozy living room, and a dedicated office—ideal for those who work from home. Adjacent to the living room, discover a versatile workspace with a built-in desk, perfect for organizing your daily tasks. The heart of the home is the oversized kitchen, featuring two large islands, one with a sink, dishwasher, and seating for casual dining. Enjoy the beauty of wood cabinets, granite countertops, and a stylish tile backsplash, all complimented by stainless steel appliances, walk-in pantry and a dinette seating area making every meal a relaxing experience. Step outside to the covered lanai, where you can unwind in the hot tub while taking in the serene water views—an ideal spot for entertaining or simply enjoying the peaceful surroundings. The main primary bedroom is a true retreat, offering stunning water views, an en-suite bathroom with an oversized Roman shower, dual vanities with granite countertops, a spacious walk-in closet, private water closet, and a linen closet. The second bedroom also features an en-suite bathroom, making it perfect for use as a mother-in-law suite or entertaining guests. The third bedroom, with its large bay windows overlooking the garden, has convenient access to the third bathroom as this area can be easily separated by a sliding barn door for added privacy. Additional features include a convenient laundry room with a sink basin and easy access to the 3-car garage. Located in the sought-after Sullivan Ranch community, this home provides access to a wealth of amenities, including a 5,000-square-foot clubhouse, a junior Olympic pool, a dog park, playgrounds, and scenic hiking trails. With 300 acres of rolling hills, you'll enjoy nature at your doorstep while being just minutes away from the vibrant downtown Mount Dora, known for its charming shops, dining options, and entertainment venues. With the nearby state road 429, commuting is a breeze, and you’re perfectly positioned to enjoy the beaches on both coasts. Don’t miss out on the opportunity to own this spacious, custom home in Sullivan Ranch. Call today to schedule a showing and make this dream home yours!
Source: STELLAR #g5085683
You may be able to put down less than the total down payment amount of $265,014 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5085683
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5085683