26721 Duet Dr, San Antonio, TX 78260
4 beds · 2 baths · 2,621 sqft sqft
Own a little slice of Texas with privacy and outdoor entertaining galore! HUGE covered patio with plenty of space to have a party or weekend get together! Price has been improved to allow the buyer to update aa they deem needed. Spacious one story with split bedroom arrangement with the primary bedroom offering walk in closet, separate tub/shower in the spa like bath and double vanities. Generously sized bedrooms offer everyone a space to spread out. High ceilings in the open-air living room. The kitchen with abundant storage and island is the perfect space for the chef in your life! Stainless appliances with gleaming granite counters is perfect for the culinary artist. Wood looking tile floors for ease in maintenance. Carpet in the bedrooms was recently replaced. No rear neighbors for added privacy too as well as massive mature trees and a shed to store all the additional things so you can keep a clean garage! Additional benefits include sprinkler system and water softener included. Walking distance to the outstanding Timberwood Park facilities including 30 acre private park which has a 7 acre lake stocked with fish for the catch and release program, 6 hole golf course, tennis courts, basketball courts, volleyball courts, junior Olympic sized swimming pool, kiddie splash pad, walking trails, pavilion and clubhouse. The HOA hosts annual social activities and events including an open air music series, parades/celebrations and more.
Source: SABOR #1786805
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1786805
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1786805