2636 Harvest Dr SE, Conyers, GA 30013
5 beds · 3 baths · 2,194 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home! Step into this absolutely stunning brick rancher that feels like a warm embrace the moment you walk through the door. Meticulously maintained and thoughtfully designed to meet all your modern-day needs, this home offers more than just a place to live—it’s a sanctuary. Tucked away in a peaceful neighborhood on a serene, secluded lot, this gem promises the kind of privacy you’ve been yearning for, yet still offers easy access to shopping, dining, and medical centers when you need them. From the moment you approach, the impeccable curb appeal will captivate you, with its beautiful landscaping and a nearly brand-new roof that radiates a picture-perfect charm. Inside, every corner feels welcoming and spacious. The inviting family room with its cozy fireplace offers the perfect spot to unwind, while the brilliant 4-season screened-in porch offers an inviting escape with stunning views of your own backyard paradise—ideal for those moments when you just want to relax and breathe in the beauty surrounding you. The gourmet kitchen is a chef’s dream, with gleaming granite countertops, an abundance of cabinet space, a sleek gas cooktop, updated black appliances, and a charming breakfast room that sets the scene for leisurely Sunday brunches with family. On the main level, the convenience of the owner’s suite promises peaceful nights, while the generously sized bedrooms on the lower level ensure that everyone has their own space to unwind. And then—step outside to your personal oasis. The backyard is everything you’ve ever imagined and more! Picture yourself enjoying a hot tub under a beautiful pergola, cooking up delicious meals in the outdoor kitchen, or perfecting your golf game on the putting green—all while soaking in the tranquility of the sparkling saltwater pool, surrounded by lush landscaping, an irrigation system, and mature trees providing a sense of ultimate privacy. It’s more than just a home—it’s a place where memories will be made, moments will be cherished, and peace will be found. Schedule your private showing today!
Source: FMLS #7557756
Source: FMLS #7557756
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.