2616 Rocking Horse Ln, Murfreesboro, TN 37130
4 beds · 3 baths · 3,012 sqft
Welcome to 2616 Rocking Horse Ln, a beautifully maintained home in the heart of Murfreesboro that perfectly balances comfort, style, and convenience. Upon entering, you’ll be welcomed by a bright, open floor plan with large windows and tasteful finishes that create a warm and inviting atmosphere. The spacious living area flows seamlessly into the dining space and modern kitchen, equipped with quality appliances, ample counter space, and plenty of storage. The primary suite is conveniently located on the main floor, providing privacy and ease of access, complete with an ensuite bath and generous closet space. Upstairs, you’ll find additional well-sized bedrooms, ideal for family or guests. Outside, the backyard offers a cozy, low-maintenance outdoor space—perfect for those who enjoy their weekends free of extensive yard work. With only a small amount of grass, it’s easy to maintain and still provides a charming setting for morning coffee or evening relaxation. Situated in a friendly neighborhood close to shopping, dining, and top schools, this home has everything you need for convenient, enjoyable living. Whether you’re a growing family, first-time homebuyer, or just looking for a place to call home, 2616 Rocking Horse Ln is ready to welcome you. Please reach out for more information or to schedule a personal tour. We look forward to helping you make this special property yours! Serious Buyers Only/Provide Pre-Approval prior to viewing. A carpet allowance provided by sellers for upstairs upon request.
Source: REALTRACS #2784181
Interest rate and monthly payment estimated based on public records.
Source: REALTRACS #2784181
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
