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2412 Omega Rd, Henrico, VA 23228
3 beds · 2 baths · 1,172 sqft
The sellers have moved out and it is very rare to find a home anywhere in this condition with beautiful landscaping, a brick walkway all the way to the front door, and accent bricks for the front flower borders! Right away you can tell that this was NOT a rental property, and the limited number of owners were meticulous with how it was maintained and not abused. The brick trimmed hearth and fireplace is available to use the way that it will work best for your family as an alternative source of heat or just a cozy accent piece for your living room gatherings. If you enjoy cooking the kitchen is open and the flow of the counters and placement of the appliances will make any kitchen task a breeze! The Master Bedroom Suite with the addition of the Master Bath makes this a real winner!!! There is another full bath for family or guests and two additional bedrooms that will easily accommodate most any family!!! Some of the best schools in Virginia are located in Henrico County and whether public or private your child will have options to advance easily to higher academic levels of achievement! Don't forget the really large back yard with ample space for the kids to be safely contained until they run out of energy!! Don't miss seeing the Studio Room that is next to the large workshop/garage!!! This location makes it convenient to access any kind of shopping, restaurants, and travel time for entertainment you can be most places in 30 minutes!!! Great price and a great investment!!!
Source: CENTRALVIRGINIA #2515532
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2515532
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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